Job Purpose :
The role entails deepening relationships with Rural Banking accounts and ensuring best in-class service to the customers. The role bearer has a responsibility to support the Relationship Manager in identifying prospective customers and converting them into real business opportunities. The role bearer is responsible for helping create Joint Liability Groups and centres and manage them through the formation, disbursal and collection phases while driving client acquisition, building household level customer relationships and capitalizing on lifetime value in each relationship.
Job Description
Job Title – Associate Relationship Manager
Place of work - India
Business Unit - Retail Banking-Rural Banking
Function- Rural Sales
Total Number of Positions for the Posts -
There are multiple positions for the posts. Numbers/Seats may vary.
Available Seats and Name of Vacancies - The required positions and number of seats are given below for your reference.
1. Associate Relationship Manager.
Salary/Income/Pay-Scale - For the Associate Relationship Manager post, the candidates will get Rs 6,00,000 Lac annually Approximately. You can find more information about the job in the detailed notice mentioned last.
Educational Qualifications:
Graduate-Any
Post Graduate-Optional
Experience:
0 - 3 years of relevant branch banking experience
Roles & Responsibilities:
- Manage zoning activity to map household needs in villages and areas allocated
- Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
- Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
- Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
- Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
- Maintain high collections efficiency through discipline and drive
- Monitor preparation of accurate documentation of loans and saving account.
- Coordinate with operations officer to ensure timely and accurate data entry
- Ensure compliance as per the bank requirements.
- Conduct field audits and customer verifications to ensure high quality of accounts
- Gather latest Market intelligence and track and benchmark against best practices in competitor banks.
'- Recommend process changes in order to improve service efficiency and quality across the branch network
- Provide support for implementation of livelihood advancement and community development initiatives.
Age Limit - For IDFC First Bank recruitment, candidates should be having minimum age of 18 years. There is no limit to upper age. To get more information about age, you can refer to the detailed notification.
Selection Process Criteria -
The candidates will be shortlisted on the basis of age, location and qualification which will be followed by a Personal Interview. The personal Interview will be face-to-face or telephonic.
Candidates do need to wait at least 1 month to get a response from the Recruiters. Once you are shortlisted, the recruiters will notify you via your registered email-id or registered contact number provided during registration.
Last Date of Online Form Submission - Applicants are recommended to apply on or before (31-05-2023). Forms will not be submitted after the last date.
Application Fee - There are no application fees for this recruitment by IDFC First Bank.
Important Information -: Beware of fraudsters/Scammers as there is no Charge/Fee for Private/MNC job openings. If someone asks you for money or demands money for your selection in the company, then consider this a scam.
